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最新湖南農(nóng)村社保政策,湖南農(nóng)村社保繳費(fèi)標(biāo)準(zhǔn)與比例【解讀

思而思學(xué)網(wǎng)

新農(nóng)保繳費(fèi)標(biāo)準(zhǔn)

一、參保條件

年滿16周歲(不含在校學(xué)生)、未參加城鎮(zhèn)職工基本養(yǎng)老保險(xiǎn)的農(nóng)村居民,可以在戶籍地自愿參加新農(nóng)保。

二、繳費(fèi)標(biāo)準(zhǔn)

新農(nóng)保繳費(fèi)標(biāo)準(zhǔn)目前分為五檔:每年100元、200元、300元、400元、500元,各地區(qū)可以根據(jù)實(shí)際情況增設(shè)繳費(fèi)檔次。參保人可自主選擇檔次繳費(fèi),多繳多得。

新農(nóng)保待遇標(biāo)準(zhǔn)

一、新農(nóng)保待遇領(lǐng)取條件

1.新農(nóng)保制度實(shí)施時(shí),已年滿60周歲、未享受城鎮(zhèn)職工基本養(yǎng)老保險(xiǎn)待遇的,不用繳費(fèi),可以按月領(lǐng)取基礎(chǔ)養(yǎng)老金,但其符合參保條件的子女應(yīng)當(dāng)參保繳費(fèi);

2.距領(lǐng)取年齡不足15年的,應(yīng)按年繳費(fèi),也允許補(bǔ)繳,累計(jì)繳費(fèi)不超過15年;

3.距領(lǐng)取年齡超過15年的,應(yīng)按年繳費(fèi),累計(jì)繳費(fèi)不少于15年。

二、新農(nóng)保待遇領(lǐng)取標(biāo)準(zhǔn)

消費(fèi)者可按照下述公式計(jì)算新農(nóng)保待遇標(biāo)準(zhǔn):(一生交的錢+利息+政府補(bǔ)貼)÷139+55=退休后的月領(lǐng)待遇標(biāo)準(zhǔn)。其中:政府補(bǔ)貼各省可能不一樣。55元是國家撥付的。

假設(shè)王先生共繳納6000元新農(nóng)合,利息約為1000元。那么王先生退休后,每月可領(lǐng)取(6000+300+1000)/139+55=107.52元/月,每年可領(lǐng)取1290.24元。

新農(nóng)保繳費(fèi)與待遇概算表

新農(nóng)保及城居保繳費(fèi)及待遇計(jì)算表
年齡繳費(fèi)年限個(gè)人繳費(fèi)檔次(元/年)10020030040050060070080090010001200城居保1600城居保
政府補(bǔ)貼30元/年
年利息2.50%
60及以上0
領(lǐng)

養(yǎng)

555555555555555555555555
59155.9656.757.4358.1758.9159.6560.3861.1261.8662.664.0767.02
58256.9458.4359.9361.4262.9164.4165.967.3968.8970.3873.3779.43
57357.9560.2262.4864.7567.0269.2971.5673.8276.0978.3682.991.97
56458.9862.0465.168.1771.2374.2977.3580.4283.4886.5492.66104.91
55560.0463.9167.7971.6775.5479.4283.387.1791.0594.29102.68118.18
54661.1265.8370.5475.2579.9784.6889.3994.198.81103.52112.94131.78
53762.2467.873.3778.9384.590.0695.63101.19106.76112.33123.46145.72
52863.3769.8276.2682.789.1495.59102.03108.47114.91121.35134.24160.01
51964.5471.8879.2286.5693.9101.25108.59115.93123.27130.61145.29174.65
501065.747482.2690.5298.79107.05115.31123.57131.83140.09156.62189.66
491166.9776.1785.3894.58103.79112.99122.2131.41140.61149.82168.23205.05
481268.2278.488.5798.74108.92119.09129.26139.44149.61159.78180.13220.82
471369.5180.6891.84103.01114.17125.34136.5147.67158.83170192.33236.98
461470.8483.0295.2107.38119.56131.74143.92156.1168.29180.47204.83253.55
451572.1985.4198.64111.86125.08138.31151.53164.75177.98191.2217.65270.54
441673.5887.87102.16116.45130.74145.03159.33173.62187.91202.2230.78287.95
43177590.39105.77121.16136.55151.93167.32182.7198.09213.47244.25305.79
421876.4692.97109.48125.98142.49159175.51192.02208.52225.03258.05324.08
411977.9695.61113.27130.93148.59166.25183.9201.56219.22236.88272.19342.83
402079.4998.32117.16136154.84173.67192.51211.35230.18249.02286.69362.04
392181.06101.1121.15141.19161.24181.28201.33221.38241.42261.47301.56381.74
382282.67103.95125.24146.52167.8189.09210.37231.66252.94274.22316.79401.93
372384.32106.87129.43151.98174.53197.09219.64242.19264.75287.3332.41422.62
362486.01109.87133.72157.57181.43205.28229.14225.99276.85300.7348.41443.83
352587.74112.93138.12163.31188.5213.69238.87264.06289.25314.44364.82465.57
342689.52116.08142.63169.19195.74222.3248.85.275.41301.97328.52381.03487.85
332791.34119.3147.26175.21203.17231.13259.08287.04315342.95398.87510.69
322893.21122.6152181.39210.78240.18269.57298.96328.36357.75416.53534.11
312995.12125.99156.86187.72218.59249.45280.32311.18342.05372.91434.64558.1
303097.09129.46161.84194.21226.58258.96291.33323.71356.08388.46453.2582.7
293199.1133.02166.94200.86234.78268.7302.62336.54370.47404.39472.23607.91
2832101.16136.66172.17207.68243.18278.69314.2349.7385.21420.72491.73633.76
2733103.27140.4177.53214.67251.8288.93326.06363.19400.32437.46511.72660.24
2634105.44144.23183.03221.83260.63299.42338.22377.02415.81454.61532.21687.4
2535107.66148.16188.07229.17269.67310.18350.08319.19413.69472.2553.21715.23
2436109.93152.19194.44236.69278.95321.2363.46405.71447.97490.22574.73743.75
2337112.26156.31200.36244.41288.46332.51376.55420.6464.65508.7596.8772.99
2238114.65160.54206.43252.31298.2344.09389.98435.86481.75527.64619.41802.69
2139117.1164.87212.65260.42308.19355.96403.73451.5499.28547.05642.59833.68
2040119.61169.32219.02268.72318.43368.13417.83467.54517.24566.94666.35865.16
1941122.19173.87225.55277.24328.92380.6432.29483.97535.65587.34690.7897.44
1842124.83178.54232.25285.97339.68393.39447.1500.82554.53608.24715.67930.52
1743127.53183.32239.12294.91350.7406.5462.29518.08573.88629.67741.25964.43
1644130.3188.23240.15304.08362419.93477.85535.78593.71651.63767.48999.18
備注:上述計(jì)算結(jié)果年利率2.5%,無集體補(bǔ)助、其他資助等

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